Medicare Plans

Medicare can be confusing.

• When do I enroll in Medicare?
• Do I need Medicare Parts A and B?
• What if I still work?
• Are there penalties in Medicare?
• What kind of insurance goes with Medicare?
• What’s a supplement?
• Can I get Medigap?
• What is Medicare Part C?
• Can I get a plan if I’m not the picture of health?
• How do Medicare Part D drug plans work?

I’ll show you how Medicare works.  You will know Medicare, copays and deductibles, everything.

After you know Medicare, we’ll see what plan fits your needs and budget. I have many Medicare Supplement (Medigap) carriers to get you the best price for your coverage.  If you already have a Medicare Supplement plan that is getting a little pricey, we can shop for a new plan that can save you money while getting you the coverage you want.

Medicare Advantage plans offer cost savings and additional benefits (dental, vision) over Original Medicare. Some Medicare Advantage plans also offer transportation, prescription plan, and more. The nice thing about Medicare Advantage is you cannot be denied coverage. Medicare Advantage enrollment is normally from October 15 through December 7 each year. Often, we can find a way to enroll you mid-year with a Special Enrollment Period. The only way to know is to call me. We can set a time to meet and see what can be done.

My goal is to help you with the most options and how best to help you with your Medicare costs.